Large Dogs in Small Apartments

As the mom of a 75 lb Rhodesian Ridgeback mix, I’m constantly hearing about how big my dog is. To me, he’s just “Cooper,” a part of my family, and will be moving with me regardless of where I land. Then we moved from a town requiring a 45-minute commute to get work done (hello carbon emissions) to a swanky new apartment in an exciting suburban city, Birmingham, MI.

This meant our big space became a small (albeit gorgeous) space. With this move, Cooper’s backyard was nixed for a bit of a new lifestyle. I’ve compiled six must-do’s for keeping our big dogs happy and healthy even in the smallest abodes!

  1. Make the small walks with your dog count. Getting the mail is an opportunity to stretch. In fact, take the long route. Think of it the same way you might a store-park in the back and get the extra steps in.
  2. Give your dog (or her) his own space. Even his small bed is a place to call his own. It’ll make him feel more at home.
  3. Chose an apartment complex with a courtyard. City life doesn’t often offer a backyard or park across the street. Even if it did, you wouldn’t be as inclined to visit as you would if it were literally outside of your door. I chose an apartment complex with an almost completely enclosed courtyard, which allows Cooper running space to fetch a ball. (Thankfully Cooper’s recall trained. Never let an unleashed dog run without this critical skill.)
  4. Chose a first floor apartment. Early mornings are early. Don’t fool yourself. Keep slippers by the door and eliminate falling down stairs before breakfast.
  5. Play tug. Tug games don’t require much space and can wear your big dog out without giving you frostbite (or sunburn if you’re not here in the North).
  6. Keep chewies around. Though there’s some controversy regarding rawhides, makes sure to keep the chewable toys around for restless moments. You’ll avoid losing your favorite shoes and keep your dog-human relationship happier.

Know More About Personal Loans

Planning to get your house renovated but do not have the sufficient amount of money to do it? With the concept of personal loans, you do not need to worry about this anymore. Personal loans are offered by the banks which enable you to use the amount for personal use – like for paying off an immediate debt or for clearing an unforeseen expense.

Though the concept seems to be very lucrative, getting one approved is not an easy task. In order to be able to qualify for getting such a loan, certain strict norms have to be followed. Thus, if you are planning to apply for one, there are certain points which should be kept in mind.

These loans are not secured: This type of loan does not require any asset to be kept as a mortgage to the bank. However, if one fails to repay the loan the bank has the right to seize any asset be it your property, house or car. However, in most cases, if the defaulter does not have any asset to give in lieu of the loan it becomes very difficult for the bank to get back the money. This is one of the major reasons as for why it is difficult to get a personal loan approved. In such a situation, the bank can file a legal suit against your name to carry out the legal proceedings.

They have a fixed amount: The amount of a personal loan depends entirely on the borrower’s income and also on the lender’s discretion. It is based on the borrower’s credit score. A credit score is a measure to get an idea of one’s income which enables the lender to decide upon the amount to be given as a loan. Some of the banks have limited the amount they offer as a personal loan.

The rate of interest is fixed: The interest rate is decided based on the borrower’s credit score. In an ideal situation, the interest rate should be less which would enable you to repay a loan at a much lower cost. The most important fact about personal loans is that the rate of interest remains fixed during the entire tenure the loan. However, some banks offer loans at variable interest also, which makes it difficult for the borrower to repay it.

One must always try getting the loan from a bank in which he has an account. This is because it would be much easier to get the loan approved. One must also be careful while applying for one as there are many scams which keep taking place. One must also explain the bank about his/her need for money, in case they can offer something much better.

Reasons Why Using Outdoor LED Signs Is a Good Idea

The use of LED signs outdoors is a great trend in today’s world. What you should know is that it has become a very important part of business today. The signs have actually been proven to increase awareness in the community as well as sales.

The outdoor LED signage can be applied for any kind of business, especially the medium and small sized kind of companies that don’t have a lot allotted to advertising. When a LED sign is in full color, then it promotes the business in a more effective manner regardless of the kind of business is in question. When electronic signs are compared to billboards, radio, newspapers and other traditional mediums, then they appear to be so much cheaper.

When you use the outdoor LED signs, you have in your hands a very powerful and very dynamic medium of advertising for the business. Your target audience and potential customers will definitely see it and take note.

Reasons why you should use the signs

Bright

Many people choose the signs because they are brighter than other kinds of signage. The bright signs attract attention and can be seen from a great distance, making them so attractive even in the sun.

Cost effectiveness

When purchasing the LED, it can be rather high priced. However, you will notice you save a lot in the long run. You will not spend anything when making changes to the display. The signage also consumes very little energy and you will need to do very little to maintain it.

Durable

Durability y is the other thing the outdoor LED signs are able to offer. The materials used to make them are not breakable and they do last a long time. You only need to do very few repairs as well as maintained. The LED modules come with a long lifespan.

Versatile

The LED signs are versatile. You can update them from your own computer just by a simple click. The changes can then appear immediately on the signage. You can also give scheduled messages.

Attractive

Use of visuals and graphics usually attract the attention of many and they are able to convert lots of information than would be the case if words alone were used. The aesthetic appeal of a place is also improved and this is why the signs are so widely used in airports, train stations and malls.

Less consumption of electricity

One of the main strengths of LED signage is the fact that power consumption is kept at a down low. LED sign boards consume less electricity than other signs that use incandescent bulbs and neon. It is therefore quite environmentally friendly as the carbon footprint is reduced.

Customized advertising

The use of LED signage helps one to keep pace with all the current situations like weather and so on. You can simply change the advertising message so as to customize it for the target audience. You can change the signs, text, messages and graphics at will so as to match the prevailing business goals.

Why Homeowners Prefer Solar Letterboxes

There are numerous letterboxes homeowners can make use of in order to secure their mails and documents. However, homeowners look for unique features to make simple letterboxes into wonderful decorative piece on their homes. That is why, more and more homeowners now make use of solar letterboxes. This type of letterbox has the same length and width of other mailbox. However, it provides more features such as a key lockable system as well as a wide mail slot for all your A4 mail & documents. In addition, this mailbox also has a newspaper holder. Fortunately, solar letterboxes even offer more features for homeowners. Below are some of the following.

Features stainless steel body and lid

One of the main reasons why homeowners are now using solar letterboxes is due to its stainless steel body and lid. Most of the time, homeowners use steel letterboxes to secure received mails and documents properly. However, due to extreme weather conditions, steel mailboxes may rust. As a result, mails and documents will be dirty, which can compromise important information in your mail. Fortunately, solar letterboxes are made from stainless steel which is weather resistant. Not to mention, stainless steel is easier to maintain and to clean.

Reduce the use of lights

The next reason why homeowners prefer solar powered letterboxes is they can reduce the use of lights. This is possible since solar letterboxes are equipped with LED lights that can last from 10 to 18 hours. This gets even better since the LED lights are solar powered, which mean you will not be paying expensive electric bills to light your letterboxes.

Better visibility

Since solar powered letterboxes are equipped with LED lights, homeowners are rest assured that the boxes will be more visible which can help you receive mails and documents that will be delivered during night time. Plus, the mailbox comes with 3 sets of adhesive numbers, plus a letters “A”, “B” & “/” to allow homeowners to customize their address.

Easy installation

Finally, solar powered letterboxes are easy to install. Homeowners only need simply tools such as screwdrivers, power drill and drill bits. Apart from that, solar letterboxes are wall mounted. So, you do not need to create holes on your walls to install it. And, homeowners do not need to install wiring to the LED lights.

What Is Tort Law Exactly?

Have you ever done something that was against the rules? Well, torts are something like that; but much more serious. Torts are civil wrong-doings; immoral behaviors and actions against civilians. The law identifies a tort as immoral, and approves it as grounds for a lawsuit. Most often, torts come with severe consequences, like serious injuries and death. These consequences establish a civilian’s right to file a personal injury claim against a wrongful party.

Torts that result in serious injury or death can be punishable by imprisonment; however, the objective of tort law is to acquire compensation for damages incurred by victims and families of victims. In addition, and equally important, intent is to prevent similar wrongdoings from occurring in the future. In fact, victims of tort can take legal action for an injunction in order to inhibit further torturous conduct of the opposing party.

Explaining Torts and Tort Law

Victims of tort can pursue fair compensation for damages incurred as a result of the offence. Exemplary damages include everything from pain and suffering to loss of companionship, and much more; such as lost wages, hospital bills, medical expenses, scarring or disfigurement, funeral expenses, prolonged rehabilitation, permanent disabilities, and much more. Injured victims can also pursue compensation for damages like diminished quality of life and loss of benefits from loved one’s death. Tort law is established to protect injured victims that were wrongfully hurt by a negligent party. Negligent parties can include people, companies, individuals, organizations, products, and much more.

Categories of Tort

There are several individual capacities of tort law that all depend on the type of injury or accident that harms a person. Types of tort include motor vehicle accidents, product liability, assault and battery, sexual harassment, drunk driving accidents, wrongful death, slip and falls, head or brain injuries, dog bites, nursing home neglect, motorcycle accidents, and several other types of deliberate inflictions of emotional or physical trauma.

Every type of tort can be grouped into three separate categories of tort law; these categories are Intentional Torts, Negligent Torts, and Strict Liability Torts. Intentional torts are deliberate, premeditated, and purposeful. Assault and battery, sexual misconducts, and nursing home neglect are some examples of intentional tort. Negligent tort occurs as a result of carelessness and disregard. Disobeying traffic signals and causing an accident that harms another person is an example of negligent tort. Other examples include pedestrian accidents, hit-and-run accidents, medical malpractice, legal malpractice, and slip and fall accidents. Strict liability torts, on the other hand, occur when a particular action causes harm or damage to another person; such as liability for making and selling defective products that are hazardous.

If you are a victim of tort, or was recently injured in an accident caused by the negligence or misconduct of another party, you may be entitled to compensation for your damages. Contact a licensed personal injury law firm for professional guidance and counsel. It is important to take immediate action following a serious injury before the State’s statutes of limitation runs out. An experienced tort lawyer will substantially increase your chances and likelihood of winning your personal injury claim recovering compensation for your damages.

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Steam Carpet Cleaning Equipment

Carpet steam cleaners use a variety of different carpet cleaning equipment. There are gas powered truck mounted machines, electric truck mounted machines and electric portable machines. This article will provide you with the basic differences between these machines.

The first machine is a gas truck mount carpet cleaner. This is one of the most common machines used in the carpet cleaning industry. This machine uses either the trucks engine or a separate gas engine to drive a vacuum blower and water pump. These machines have the capacity to provide the greatest amount of vacuum and the highest heat. They are the preferred piece of steam cleaning equipment because of their power, speed and efficiency. With this machine, the cleaner only needs to bring 2 hoses into your home. This eliminates the need to bring bulky equipment into your hose and decreases noise in your home.

Electric truck mounted cleaners are another type of carpet cleaning machine. They are similar to gas truck mounts but they use an electric motor to drive a vacuum blower and water pump. They are nice because they are a little more environmentally friendly and they are much quieter to run. They do not provide as much vacuum power as gas powered machines but do an adequate job. With this machine a cleaner also only needs to bring 2 hoses into your home.

The last machine I will discuss is a portable carpet cleaning machine. This machine uses electricity to power a vacuum motor and water pump. All of the equipment is located in a portable assembly that the cleaner will bring into your home. This machine is great for areas not serviceable by truck mounted machines like apartments and high rises. It does not provide as much power as the the truck mount machines but it has enough power to get the job done. The drawback of this machine is that the cleaner must bring it into your home and it can be loud and cumbersome to use.

While there are other carpet cleaning machines, these are the 3 most common steam cleaners. Remember, carpet cleaning machines are just tools. Even the best machine will not get the job done with a bad operator. You should choose your carpet cleaning service based on the skill, ethics and motivation of your carpet cleaner.

Home Improvement Grants – What Are They?

Wouldn’t it be wonderful to renovate your home and let someone else pay for it? In many circumstances you can do just that! There are dozens of programs available today through local agencies, state governments and the federal housing authority that allow homeowners of every economic status and area of the country to apply for grants and/or financial aid packages to help pay for personal renovations and remodeling on your private home.

Some agencies limit their funding for projects in specific areas of interest such as the revitalization of certain geographic areas; historic preservation; handicapped accessibility; low-income housing renovation; etc. Others offer funding to homeowners who own homes built before a certain year; located in a specific neighborhood or that may require a specific type of renovation such as insulation; roofing; electric; plumbing;’ siding; etc. The key to finding funds for your specific home remodeling project is to locate the agency or organization that offers similar grant programs.

For instance, if you are interested in making your home more energy efficient consider contacting your local utility companies; “green” organizations or state housing authority t inquire about any funding programs they may offer.

Interested in purchasing an historic home, but not sure you’re wallet is ready to handle such an expensive revitalization project? Talk to your local and state historic commissions and revitalization agencies for help. Many offer grants to historic property homeowners to bring these historic homes back to their previous grandeur.

It’s not uncommon today for many homeowners to need to make their existing property accessible to an older family member who has become disabled and no longer capable of caring for themselves alone. Grants are available by many disability and older American organizations and agencies to remodel current bathrooms; add sufficient ramps and so on in existing homes.

Who’s eligible for these types of home remodeling grants? Virtually any American citizen who is 18 years or older and either owns or rents their home and meets a founder’s specific grant requirements. I usually requires filling out a short questionnaire to determine eligibility, followed an official assessment of your needs and request.

Depending on the agency that’s offering the grant, and the amount being requested, you may be required to submit a detailed plan of your project including a substantiated budget and a variety of personal financial information including current pay stubs and federal income tax returns for the last one to three years. The entire process can take anywhere form a few weeks to a year or more.

Solo Travel – 10 Ways to Save on Single Supplements

In your school days, you may have found, as I did, that economics really is the “dismal science”. However, I did learn one key fact. Supply and demand drive prices. For solo travel, the surcharge or “single supplement” does vary partly in keeping with this tried and true rule. The good news? If you prowl through the Internet, you can find ways to save on solo travel when demand is down. The bad news? Reduced or no single supplement offerings are limited in number and go fast.

Here are 10 ways to save.

1. Don’t ask for one room. Ask for a “room for one’. In Europe, lodging is often sold with solo pricing. Be sure to see if it is a solo price for a standard room or a small single room. Look at the size offered for single occupants. Then consider the amount of time you will spend in your room. I often take 10-12 hour day trips abroad with almost no time spent in my hotel room except to catch some sleep before heading out again.

2. Get there first. Book even one year ahead since few slots are reduced for solos. This is really important if you go in-season. Holiday resorts and hot spots in summer may have return visitors book the next year when they check out.

3. Head to the airport when everyone else is heading home. Off-season travel is the best way to get immediate 50% off reductions. In the south of France, rates go down as fast as Sept 9. Ski resorts, like the fabled Sun Valley Lodge, have specials just before Christmas. In winter and spring, European discounts can be half-price as well.

4. Get excited about rainy weather or extreme heat and cold. You will have to think how far you want to take this. I had a thrilling short term work trip one Jan. in Siberia. I also went on tour in India during the monsoons. In some cases, the negative pronouncements may not impact your trip. A good example? The risk of hurricanes each fall is less likely to touch the ABC islands (Aruba, Bonaire and Curacao) making for better pricing. In Africa, for example, safari rates are lower during the rainy or “green” season if you can get away, and don’t mind the possibility of short, heavy rains.

5. Look for new travel providers. Hotels that are just opening or reopening after renovations have specials to gain or regain market share. The Hotel Castille in Paris, for example, had short-term deep discounts when it reopened just steps from fashionable boutiques. Thereafter, the rates increased in keeping with other high-end small hotels

6. Be a contrarian. Don’t pay a premium for what’s currently trending. Prowl the Internet for undervalued regions. If it is all the rage, prices will soar. In the 1980’s, I somehow found a Montenegro resort right off the Albanian border. Since then, Sveti Stefan, where I stayed, has been updated as reflected in its 5 star pricing. The moral of the story is get there before the crowds discover a destination.

7. If you can’t pronounce it or spell it, you’ll love the prices! Substitute the road less traveled. If you have a dream to see the Parthenon you must go to Greece. (That is unless you live in North America and would like to see a perfect replica in Nashville, Tenn.!) Regional air carriers are a good way to find out great largely undiscovered places at low prices. One example: I dreamed of Tahiti in my early post-graduate days. When rates were high there, Air New Zealand suggested alternatives: Rarotonga and Aitutaki. I took them up on it and had the trip of a life time dining out on the stories for years.

8. Scour the Internet for national and regional programs offered by tourist boards. Check ahead as they may only be available abroad. One of the best deals I found in the 1990’s was with then “Lan Chile”. From the US, I purchased three stand-by tickets for a total of $200 to go anywhere in the country. At that price, I made my way to Antarctica Chile, at the end of the world!

9. Use flexible dates to grab week-day deals. Hotels and airline rates often go up and down together. Why is that? That takes us back to supply and demand. When planes and hotels have low load factors, prices are softer.

10. Share to save. Look for tours that have no single supplements by agreeing to share. The benefit to this approach? It is a way to save if your travel dates are not flexible, and no to low single supplement deals are not available.

In any case, before you give up on fitting solo travel into your budget, look at these options.

Ensuring That You Own Your Content’s Copyright

You have been a prolific writer for your business for a long time and, of course, just like all other writers, you use sources to back up the facts that you write in your content. Of course, there is no reason for you to assume anything other than the fact that you own the copyright of all of the content that you are writing.

Sometimes the line is obscured

If you own the copyright on specific content (including graphics, videos, etc), that means that you can do anything that you wish with that content. After all, it belongs to you. On the other hand, if someone else owns the copyright on the content, you are severely limited from doing what you want with that content. That means that you can’t recycle the content and use it over and over again, you can allow other people to post the content on their websites (for increased exposure and a wider reach), and you can’t touch the images (making them smaller, larger, wider, narrower). Your hands are tied in that case. However, you may not always understand when it is appropriate (legally and ethically) to alter the content in any way and when you really need to be hands off.

You probably have an accurate sense that you can’t just find a graphic image online, copy it, and embed it in your content. That is just common sense. If you use any portion of someone else’s content (words), you probably realize that you must give the author credit for what he or she has written. However, the copyright goes far beyond that. It is extremely important for you to understand the basics of copyright and how that applies to you and to your business. If you don’t pay attention to what you are allowed and not allowed to do, you may get yourself into trouble (legally and financially speaking). There are some concepts that will benefit you if you at least have a working knowledge of them. Hopefully, they will not actually apply to you at any time but being aware is very important for you.

  • Have a licensing agreement, including an invoice: That is an invoice from the person who owns the copyright. If you plan to use material of which someone else owns the copyright, you will probably need to pay that person (or that entity) some money. There may be rare occasions in which the person or entity will not charge you money but you need to have a written agreement between you so that you don’t get into trouble.
  • Lawsuit as a result of copyright infringement: This is a lawsuit that occurs in a federal court. The person or entity doing the suing is the owner of the copyright. The lawsuit will make demands, such as your eliminating all of the copyrighted material from wherever you have posted it online. You will also (most likely) be expected to pay some amount of money (damages) and there is also the potential that you will be asked to pay the lawyers’ fees.
  • Cease-and-desist communication: This is a communication (usually in the form of a letter) from the person who owns the copyright telling you that you must delete their content from wherever you have posted it.
  • Digital Millennium Copyright Act takedown notice: This is a notice that refers to the act on behalf of the copyright owner. It is sent to your web hosting service. It will insist that your web hosting service disables any access to wherever the copyrighted content appears.

The disturbing thing about this situation is that, depending on the whim of the copyright owner, you may end up paying in any number of ways. It might be minor but it might be major as well. You may be notified of the copyright violation in stages. If you respond immediately after you receive the first notice, you may get lucky and after doing whatever is demanded of you, that will be the end of it, as long as you never do it again. However, if you continue, the consequences will probably get more and more severe. You will need to tread lightly in this situation and do whatever you need to do quickly if you want to escape relatively unscathed.

Educate yourself about your rights

When you first write a piece of content, you need to make sure that you take all measures to ensure that you never run into these types of problems that are described above. If you don’t happen to be the one creating the content, you need to make sure that you get the other person to assign copyright ownership to you. It is critical that you have it in writing. The best thing to do is to have a written contract between you and the other person. Hopefully, in that case, there will be no question about anything. If you want the creator to be able to benefit from the content, it is safest to put that into the contract as well. The sorts of things that you will want to put into the contract are: exactly what is being created, how revisions are handled, deadlines and consequences if those deadlines are not met, the payment schedule, who will own the copyright, and who will be responsible for the consequences if the copyright is violated. If you have a long-term relationship with that person, you will probably find that you will need to revise your contract over time.

Conclusion

Copyright ownership may not have been something that you thought about very often (or at all); however, you need to have it in mind all of the time and be cognizant of doing the right thing. If you don’t, the consequences will probably not be pleasant. You need to protect your reputation and your bank account at all times. Copyright laws are very complicated and you may not even realize that you are violating any of those laws. However, you need to be aware of what you are doing and make sure that you don’t continue to violate any copyright laws. Interestingly, there are a few situations in which you don’t need to get permission from the copyright owner of the content. You should do the research and determine when those rules apply, which will ease the burden a little bit. Undoubtedly, you were not aware that you were doing anything wrong. However, once you are aware, you need to make sure that you do everything by the book.

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Who’s Liable for Injuries Sustained in Public Transportation Accidents?

Public transportation is a wonderful asset for thousands of Americans all across the country. Buses, trains, subways, limousines, metros, taxi cabs, and more are just a few examples of the variety we have to choose from when it comes to public transport. As customers and clients, we generally trust that these choices are safe and reliable; but sometimes unexpected accidents happen.

If someone is injured while using public transportation, who is at-fault for their damages? There can be several outcomes when determining who is liable for accidents such as these. Continue reading to understand all the possible parties that might be liable, under law, for injuries sustained to public transient customers.

Public Transportation Traffic Accidents

When it comes to public transportation, buses are one of the most popular. Tickets are inexpensive, and some buses are complementary to individuals in the community. School buses are also widely used for public school transportation. With the rising popularity of public buses, more and more are on the roads every day. As a result, the number of bus accidents continue to increase each year. According to the National Highway Traffic Safety Administration (NHTSA), more than 300 bus accidents happen every year, all of which resulting in fatalities.

Bus crashes, and other public transport cases, are complicated to litigate. Determining the at-fault party is a bus crash can be tricky because it may be more than one, or none at all. It requires the professional litigation skills and trial experience of a licensed car accident attorney to effectively pursue a bus accident injury lawsuit or claim. If you or someone you loved has recently been injured in a public transportation accident, like buses or taxis, contact a local personal injury lawyer to learn your rights.

Possible At-Fault Parties:

  • The Driver
  • Management Company
  • Other Negligent Vehicles
  • Government Entities (If Public)
  • Equipment Manufacturers
  • City Traffic Management (If Defective Light or Sign)

Common Causes:

  • Drunk Driving
  • Driving Under the Influence of Drugs
  • Defective Stop Light or Traffic Sign
  • Hazardous Weather Conditions
  • Reckless or Careless Driving
  • Poor Equipment Maintenance
  • Treacherous Roads
  • Defective Equipment
  • Obstruction of Views
  • Other Negligent Vehicles on the Road

Traffic accidents, public or not, can happen very suddenly, and usually result in serious injuries and damages to innocent bystanders and drivers. If a person is injured using public transportation as a result of another carelessness or negligence, they are entitled to legal compensation for their pain, suffering, lost wages, medical bills, and more. 

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